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Free ATM Placement: What It Is and How It Works

May 15, 2026

“Free ATM placement” is one of the most common questions we get from Texas business owners. The concept is simple, but understanding the details helps you make the right decision for your business.

How Free Placement Works

With a free ATM placement program, the ATM company — in this case, TexCash Solutions — owns the ATM machine and places it in your business at no cost to you. We handle:

  • The machine itself — no purchase or lease payments
  • Delivery and installation — professional setup at your location
  • Cash loading — we keep the machine stocked with cash
  • Maintenance and repairs — any issues are our responsibility
  • Processing — we handle the transaction processing and settlement

In exchange, we collect the surcharge revenue from each transaction and share a portion with you as a commission.

What Do You Earn?

Your commission is a set dollar amount per transaction. The exact amount depends on your location’s expected transaction volume — higher-traffic locations can negotiate higher commissions. For most locations, commissions range from $0.25 to $1.00 per transaction.

A gas station or bar doing 150 transactions per month at $0.50 commission earns $75/month — not bad for a machine you didn’t pay for and don’t maintain.

Free Placement vs. Buying

The tradeoff is straightforward:

Free Placement Buy Your Own
Upfront cost $0 $2,000–$5,000
Monthly revenue Commission (~$0.50/tx) Full surcharge (~$3.00/tx)
Maintenance Included Your responsibility
Cash loading Included Your responsibility
Best for Low-effort passive income Maximum revenue per transaction

If you want passive income with zero effort, free placement is ideal. If you want to maximize revenue and don’t mind managing cash loading and basic maintenance, buying is the better long-term play.

Who Qualifies?

Most Texas businesses with regular foot traffic qualify. We look for:

  • A location accessible to the public during business hours
  • Adequate foot traffic to justify placement (typically 100+ potential transactions/month)
  • A power outlet near the desired ATM location
  • Internet connectivity (or we can install a cellular modem)

How to Get Started

Getting a free ATM placed in your business takes about a week from first contact to a working machine. Contact TexCash Solutions to schedule a free site survey, and we’ll handle everything from there.

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